Welcome to our new site!
New Look, Same Great Service.
Search
Watch Your Earnings Soar
In addition to the standout perks included with all our checking accounts, qualified Optimum Checking account holders earn our highest dividends and have their monthly service fee waived. If you maintain an average combined balance of $10,000 or more across your deposit accounts, this is the best option for you.
Maximize every dollar while keeping everyday banking simple, flexible, and easy to manage
Earn dividends up to
2.50% APY*
Get up to $15 in
ATM Fee Refunds*
Have the $15 monthly service
Fee Waived
FEATURES + BENEFITS
Digital Banking
Easily view and manage your accounts from your computer, tablet, or phone.
Mobile Deposit
Deposit checks right from your table or phone with Mobile Deposit.
Alerts
Stay updated on your account activity with notifications throughout the day.
Direct Deposit
Authorize automatic paycheck deposits into your account of choice.
Early Pay
Get access to your paycheck and other direct deposits up to two days earlier.
Verve Round Up
Add a few cents to your savings with every debit card purchase with Verve Round Up.
Bill Pay
Send payments from Verve accounts to companies or individuals electronically or by check.
Qualifying for the Best Checking Dividends is a Breeze
Monthly ACH direct deposits totaling at least $1,000 to this account
Enroll in and receive eStatements for this account
Have a valid email address on file for this account
GET THE FULL VERVE OPTIMUM BUNDLE
Earn Higher Checking + Money Market Rates
For maximum benefits, bundle an Optimum Checking account + an Optimum Money Market account + the Verve Optimum World Mastercard®.
Optimum Checking Rates
Qualified: 2.50% TO 0.48% APY*
balances up to $10,000 – 2.50% APY* and
balances over $10,000 – 2.50% to 0.48% APY*
Non-Qualified: 0.25% APY*
Optimum Money Market Rates
Qualified: Up to 3.24% APY*
Non-Qualified: Up to 2.24% APY*
More Bundle Info:
- Earn a higher than standard checking rate with a qualifying Verve Optimum Checking account
- Earn a higher than standard savings rate when you bundle Verve Optimum Money Market with Verve Optimum Checking
Get the details about the best savings account to pair with your Optimum Checking account.
Apply today for the credit card that gets you 2% cash back* and the best perks for your Optimum Bundle.
Send Money with Zelle®
Now Available Through Our Mobile App + Digital Banking
Log into the Verve mobile app or digital banking, select Zelle®, enter the information, and you’re ready to send and receive money.
Download the App:
iOS: Download on the App Store
Android: Get it on Google Play
Manage Your Money
The Legal Stuff
Verve Optimum Checking
Verve Optimum Money Market
Verve Optimum World Mastercard