
Simplify Your Life. Thrive Financially.
This FREE checking account is designed to make managing your money easier, more predictable, and more empowering with no fees and no minimum balance requirement. Whether you’re just starting out or starting over, this may be the ideal account for you.
Certified by BankOn for meeting the National Account Standards for safe, affordable banking accounts.
With no monthly service fees, no paper, and no minimum balance requirement, Verve Essential Checking makes it easy to stay in control.
Use digital tools like our mobile app and digital banking to manage transactions smoothly and keep your banking transparent.
FEATURES + BENEFITS
Digital Banking
Easily view and manage your accounts from your computer, tablet, or phone.
Mobile Deposit
Deposit checks right from your table or phone with Mobile Deposit.
Alerts
Stay updated on your account activity with notifications throughout the day.
Direct Deposit
Authorize automatic paycheck deposits into your account of choice.
Early Pay
Get access to your paycheck and other direct deposits up to two days earlier with Early Pay.
Verve Round Up
Add a few cents to your savings with every debit card purchase with Verve Round Up.
Bill Pay
Send payments from Verve accounts to companies or individuals electronically or by check.
GET THE FULL VERVE ESSENTIAL BUNDLE
Earn a Higher Savings Rate
For maximum benefits, bundle an Essential Checking account + an Essential Savings account + the Verve Essential Mastercard® credit card.
Essential Savings Rates
Qualified: 0.30% APY*
Non-Qualified: 0.10% APY*
More Bundle Info:
- Earn a higher than standard savings rate when you bundle Verve Essential Savings with Verve Essential Checking (without adding a credit card)
Get the details about the best savings account to pair with your Essential Checking account.
Apply today to start earning rewards and enjoy the best perks for your Essential Bundle.
Send Money with Zelle®
Now Available Through Our Mobile App + Digital Banking
Log into the Verve mobile app or digital banking, select Zelle®, enter the information, and you’re ready to send and receive money.
Download the App:
iOS: Download on the App Store
Android: Get it on Google Play
The Legal Stuff
Verve Essential Checking
Verve Essential Savings
Verve Essential Mastercard