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Borrow at Rates Below Prime
Rates currently as low as 5.75% APR*
You worked hard for your home. Now let your home work for you. A HELOC is a smart way to use the power of your home equity to do just that. With Verve’s special offer and approval to close in as soon as two weeks, there’s no better time to get started.
What is a HELOC?
A HELOC lets you borrow against the equity you’ve built in your home and use the funds when you need them. Unlike a traditional loan, a HELOC works more like a credit card—you’re approved for a set credit limit, and you can draw from it over time, only paying interest on what you use. It’s a flexible way to cover big expenses while taking advantage of typically lower rates than other borrowing options.
Why Choose a Verve HELOC?
Verve offers:
Flexibility: Access funds when you need them and only repay what you use
Easy Access: Transfer funds to your account or withdraw at a branch
Lower Costs: Typically lower closing costs compared to a cash‑out refinance
Fast Turnaround: Apply online in minutes, with funding in as little as two weeks
Expert Guidance: Get help from an experienced, member-focused lending team
2026 Member XP Best of the Best Award Winner
Verve, a Credit Union, has been named a 2026 MemberXP Best of the Best Award winner, earning national recognition for delivering exceptional, data validated member experiences. The award is presented by CUSG through its MemberXP experience management platform and honors credit unions that consistently translate member feedback into meaningful action.
