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Simplify Your Retirement Strategy—Add Funds, Consolidate Accounts, and Earn More
Our Individual Retirement Account (IRA) Money Market allows you to make regular contributions. It also comes with options to convert to a different retirement savings product in the future.
Designed for flexibility, this account helps you build your retirement savings over time while earning dividends on your balance. You’ll have access to your funds as needed, with the ability to move into longer-term, higher-earning options when you’re ready to take the next step.
FEATURES + BENEFITS
$100 minimum daily balance to earn dividends
Tiered dividends reward higher balances with higher dividends
Traditional and Roth IRA plans available. Ask a specialist to determine which is right for you
IRA Money Market Rates
| Account Balance | Dividend Rate % | APY % * |
|---|---|---|
| $100.00–$1,999.99 | 0.05% | 0.05% |
| $2,000.00–$19,999.99 | 0.10% | 0.10% |
| $20,000.00+ | 0.15% | 0.15% |
More Ways to Save
Save for the future + thrive financially with an Optimum, Premier, or Essential Savings.
Earn guaranteed returns. Choose your term and grow your savings.
Save tax-free for qualified health expenses now or in the future.
Automate monthly deposits toward a specific goal—with flexible budgeting to boot!
Save with a purpose. Set a goal and select your payout month to earn higher dividends.
Help your kids with money habits designed to grow with your child.