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Home Sweet Loans
Ready to thrive as a homeowner? An adjustable rate mortgage (ARM) from Verve can help you do just that. Offering lower upfront costs, lower monthly payments, and the chance for even better long-term rates.
Because saving money makes home feel even sweeter.
Did You Know?
You can secure a home loan from Verve with just 5% down.
Why Choose an ARM Loan from Verve?
Advantages
An ARM will offer a lower interest rate than most fixed rate loans and give you some security in knowing that the rate is fixed for three years.
A lower interest rate means a lower monthly mortgage payment, adding flexibility to your monthly budget.
Best Choice If
The ARM program is an excellent way to take advantage of a lower initial interest rate when compared to most fixed–rate programs.
ARMs are a great fit if you’re planning to move, refinance, or pay down your loan before the adjustment period begins.
What to Know
With our ARM program, you’ll enjoy a low, fixed interest rate for the initial term. After that period, your rate and payment may adjust based on market conditions.
That means your monthly payment could go up or down over time, giving you the flexibility to benefit if rates stay steady or decrease.
ARM Options (Snapshot)
Our adjustable rate mortgages offer flexible terms and great rates that fit your budget now.
| Initial Fixed Rate Period | Rate % | APR % * | Monthly Payment 1 |
|---|---|---|---|
| 3 years | 5.38% | 5.62% | $1,120 |
| 5 years | 5.50% | 5.63% | $1,136 |
| 7 years | 5.75% | 5.74% | $1,167 |
| 10 years | 5.88% | 5.84% | $1,183 |
Talk with a Verve team member today to see how much you could save.
Did You Know?
We offer a 15-year ARM (3/1, 5/1, 7/1) on second mortgages as a home equity product. Reach out if you'd like to learn more.
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