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Rates as low as 5.62% APR*
Ready to thrive as a homeowner? An adjustable rate mortgage (ARM) from Verve can help you do just that. Offering lower upfront costs, lower monthly payments, and the chance for even better long-term rates.
Because saving money makes home feel even sweeter.
You can secure a home loan from Verve with just 5% down.
An ARM will offer a lower interest rate than most fixed rate loans and give you some security in knowing that the rate is fixed for three years.
A lower interest rate means a lower monthly mortgage payment, adding flexibility to your monthly budget.
The ARM program is an excellent way to take advantage of a lower initial interest rate when compared to most fixed–rate programs.
ARMs are a great fit if you’re planning to move, refinance, or pay down your loan before the adjustment period begins.
With our ARM program, you’ll enjoy a low, fixed interest rate for the initial term. After that period, your rate and payment may adjust based on market conditions.
That means your monthly payment could go up or down over time, giving you the flexibility to benefit if rates stay steady or decrease.
Our adjustable rate mortgages offer flexible terms and great rates that fit your budget now.
| Initial Fixed Rate Period | Rate % | APR % * | Monthly Payment 1 |
|---|---|---|---|
| 3 years | 5.38% | 5.62% | $1,120 |
| 5 years | 5.50% | 5.63% | $1,136 |
| 7 years | 5.75% | 5.74% | $1,167 |
| 10 years | 5.88% | 5.84% | $1,183 |
We offer a 15-year ARM (3/1, 5/1, 7/1) on second mortgages as a home equity product. Reach out if you'd like to learn more.
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