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Save, Learn, Grow
Designed to grow with your child, our youth savings accounts make it easy to build strong financial habits with simple tools and age‑based features. You can choose from Essential Savings, Premier Savings, or Optimum Money Market Youth Accounts—each created to help young savers set goals, build confidence, and watch their money grow.
SMALL ACCOUNTS. BIG FIRST STEPS.
Help your kids learn money their way, right alongside you. Link their account to yours, move money with ease, and keep an eye on progress from your digital banking.
Age 0-9
Every big milestone starts small. From first words to first savings, this is where good habits begin.
Age 10-15
Turn everyday moments into money lessons. Track allowance, set goals, and build confidence together.
Age 16
They are ready for more, and you are right there with them. A youth savings account gives them a safe place to start learning how money grows, while making it easy to set goals and build confidence along the way. You can guide their progress, celebrate milestones, and help them develop smart habits that last a lifetime.
And with our Financial Resource Center, they get age‑appropriate tools, guides, and lessons that turn everyday moments into lifelong money skills—so confidence grows right alongside their independence.