Verve will be closed on Monday, September 7, in observance of the federal holiday.

No Surprises and No Hidden Fees
Get FREE savings designed to make managing your money easier, more predictable, and more empowering. Use Verve’s digital tools—like our mobile app and digital banking—to manage transactions smoothly and keep your banking transparent.
Certified by Bank On for meeting National Account Standards for safe, affordable banking accounts.
Qualify to Maximize Your Savings Earnings
Monthly ACH direct deposits totaling at least $250 into a Verve Essential Checking account
Enroll in and receive eStatements for this account
Have a valid email address on file for this account
GET THE FULL VERVE ESSENTIAL BUNDLE
Earn a Higher Savings Rate
For maximum benefits, bundle an Essential Savings account + an Essential Checking account + the Verve Essential Mastercard®.
Essential Savings Rates
Bundled + Qualified: 0.30% APY*
Non-qualified: 0.10% APY*
Verve Essential Rates
Verve Essential Savings: Bundled
with monthly qualifications Verve Essential Checking
0.30% APY*
Verve Essential Savings: Bundled
without monthly qualifications Verve Essential Checking
0.10% APY*
More Bundle Info:
- Earn higher dividends and enjoy better rates when you BUNDLE Verve Essential Checking with Verve Essential Savings
Enjoy better rates by bundling with the Verve Essential Checking Account.
Apply today to start earning rewards with the Verve Essential Mastercard®.
Explore financial tips, tools, and lessons that fit your journey with Verve's FREE Financial Resource Center
Savings Goals Tool
See how your monthly contributions and expected interest impact your future balance.
Savings Accounts
Learn how to save money and the options available to help your savings grow.
Creating a Budget
Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.
Digital
Banking
Explore how to use online and mobile banking securely and effectively.
FEATURES + BENEFITS
Digital Banking
Easily view and manage your accounts from your computer, tablet, or phone.
Alerts
Stay updated on your account activity with notifications throughout the day.
Verve Round Up
Add a few cents to your savings with every debit card purchase with Verve Round Up.
Savings Calculator
We love helping our members any way we can, so we’ve added this handy tool to help you plan ahead and make a savings strategy you can stick with.
Manage Your Money
What are savings bonds, and what should I do with them?
How to Build Financial Freedom in 6 Simple Steps
Send Money Simply and Securely with Zelle®
Meet Vera: A Faster, Smarter Bank by Phone Experience
Savings bonds are a type of low-risk savings product issued by the U.S. Treasury. Over time, they earn interest and increase in value. The tricky…
Want more control over your money? Learn six practical steps to financial freedom, including budgeting, saving, using credit wisely, and reviewing your financial goals.
Whether you’re splitting the dinner bill, paying your babysitter, or sending a quick gift to a family member, moving money should be simple. That’s where…
Vera makes it easy to Bank by Phone. Get answers, complete everyday tasks, and connect with our team when you need personalized support.
The Legal Stuff
Verve Essential Savings
Verve Essential Mastercard