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Staying Disciplined Pays Off
If you have savings you won’t need for 12 to 24 months, a Verve Share/IRA Certificate is a smart way to put that money to work. With a minimum opening deposit of just $1,000, you can earn our highest available dividend rates while your funds grow securely over time.
Share/IRA Certificate Rates
Share Certificates let you set aside higher balances for a specified time period to earn higher dividends. With a $1,000 minimum and terms available from 12 months to 2 years, this is a savings investment you can count on.
Automatic renewal when certificate matures/term expires.
| Term | Dividend Rate % | APY % * |
|---|---|---|
| 12-month | 2.23% | 2.25% |
| 13-month | 4.02% | 4.10% |
| 18-month | 2.47% | 2.50% |
| 24-month | 2.72% | 2.75% |
| Add-On Certificate 12-month | 0.20% | 0.20% |
More Ways to Save
Save for the future + thrive financially with an Optimum, Premier, or Essential Savings.
Get a flexible, safe, higher-dividend-earning retirement savings account.
Save tax-deferred and withdraw for qualified medical expenses tax free.
Automate monthly deposits toward a specific goal—with flexible budgeting to boot!
Save with a purpose. Set a goal and select your payout month to earn higher dividends.
Help your kids with money habits designed to grow with your child.