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ATVs, jet skis, motorcycles and no payments for 90 days!
A recreational vehicle loan from Verve means funding your adventures, from ATV off-roading to weekend fishing trips and camping in the great outdoors. Verve is all about living life to the fullest. We’re here to help you make the most of your free time and experience epic adventures.
From jet skis and motorcycles to campers and snowmobiles, your next adventure is closer than you think. And with features like no payments for 90 days, you have the flexibility to focus on the experience first—then settle into payments later.
Fund Your Adventures With Verve
Get to the fun part faster
A Verve Recreational Loan puts you on the road, or wherever your adventures take you, in no time. Life moves fast and so does Verve.
Take on the world and explore
ATVs, Jet Skis, Snowmobiles, and more!
90 payment-free days
Take advantage of Verve's 90 Day No Pay! Everyone could benefit from a little extra money. Think what you could do with 90 payment-free days!
Non-Titled Recreational Loans
For example: ATV, snowmobile, jet ski, and other non-titled collateral.
| Term | As Low As Interest Rate % | As Low As APR % * |
|---|---|---|
| 36-month | 4.74% | 4.93% |
| 48-month | 5.24% | 5.39% |
| 60-month | 5.24% | 5.36% |
| 72-month | 5.99% | 6.09% |
| 84-month | 6.49% | 6.55% |
Extended terms that fit your life—and your budget—a little better
Sample monthly payments below based on a new model year vehicle loan for $20,000 with $5,000 down payment (≤ 80% LTV).
3 YRS
$599
Assumes 4.68% APR for 36-months
4 YRS
$464
Assumes 5.39% APR for 48-months
5 YRS
$381
Assumes 5.36% APR for 60-months
6 YRS
$332
Assumes 6.09% APR for 72-months
7 YRS
$445
Assumes 6.55% APR for 84-months
Titled Recreational Loans
For example: Motorcycle, boat, RV, and other titled collateral.
| Term | As Low As Interest Rate % | As Low As APR % * |
|---|---|---|
| 36-month | 4.49% | 4.68% |
| 48-month | 4.49% | 4.64% |
| 60-month | 4.49% | 4.61% |
| 72-month | 4.49% | 4.59% |
| 84-month | 5.49% | 5.55% |
Extended terms that fit your life—and your budget—a little better
Sample monthly payments below are based on a new model year vehicle loan for $20,000 with $5,000 down payment (≤ 80% LTV) for terms of 3 YRS – 6 YRS. For term of 7 YRS, monthly payment below is based on a vehicle loan for $30,000 with $7,500 down payment.
3 YRS
$597
Assumes 4.93% APR for 36-months
4 YRS
$457
Assumes 4.64% APR for 48-months
5 YRS
$374
Assumes 4.61% APR for 60-months
6 YRS
$318
Assumes 4.59% APR for 72-months
7 YRS
$431
Assumes 5.55% APR for 84-months
Borrow Responsibly
The Legal Stuff
APR = Annual Percentage Rate. APR will reflect a one-time $59 loan processing fee for funded loans. No payments for 90 days offer applies to car, truck, boat, ATV, motorcycle, snowmobile, or camper loans. Loan rates, terms, and conditions, based on credit qualifications, account relationship, and approval. Rates, terms, and conditions are subject to change. Purchases or an existing loan at another financial are eligible for this offer. $5,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the 90 Day No Pay Loan. The first scheduled payment may not cover the accrued interest from 90 days of no payments. Offer may expire without notice. Cannot be combined with other offers. A floor rate for this offer exists. Please contact us to see if your loan qualifies. Membership eligibility required. Insured by NCUA.