New Account Disclosures

Consumer

Consumer Membership Disclosure Packet

Consumer Membership and Account Agreement

Consumer Account Summary

Consumer Schedule of Fees and Charges

Truth in Savings – Deposit Products + Electronic Funds Transfer

Truth in Savings – Add On Certificate

Truth in Savings – Discontinued or Grandfathered Products

Truth in Savings - Addendum

Overdraft & Overdraft Fees

Business

Business Membership Disclosure Packet

Business Membership and Account Agreement

Business Account Summary

Business Schedule of Fees and Charges

Consumer/Business

Truth in Savings – Share Certificates

Truth in Savings – Special Share Certificates

Substitute Checks

Funds Availability

Privacy Policy

SMS Privacy Policy

Electronic Record and Signature Disclosure