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Consolidate your debt with a low-rate credit card, equity loan or personal loan.

Help me find the right fit

Pay down your debt faster and simplify your life with one monthly payment and one due date when you consolidate your debt at Verve.

Loans made easy.

Fill out the form below.

We will call you.

Declutter your debt.

Step 1 – Fill out this form

By submitting this form to us, you’re letting us know you’d like to move existing credit card balances and/or loans from other financials to us and would like to consolidate your debt with a low-rate credit card, home equity loan or a personal loan from Verve.

Step 2 – We will call you

Sit back and relax. We’ll be contacting you shortly.

1. We have to get to know you a little better, so we’ll ask things like name, address, where you work, how much you make and we’ll also review your credit history. If you don’t have perfect credit, that’s ok. Taking time to review your situation could lead to a better debt reduction plan, and we’ll always share recommendations that can help improve your current situation.

2. We need to know more about the loan or credit card balance(s) that you are bringing to us. We’ll ask things like the name of your financial, how many loans or cards you are moving over, your current balances, etc.

3. Now that we know about you and your loan/credit card balances, we can determine your best debt consolidation option and a monthly payment you are comfortable with.

Step 3 – Declutter your debt

Once your application is approved, we’ll reach out to schedule a loan signing appointment. You can sign for your new loan, credit card or equity loan at a branch near you, or wherever you are using your mobile device with eSign.

After you sign, we’ll mail a check and pay off your higher-rate loan/credit card balances and move the balances to us from the other financial.

If you’re new to Verve, bring along your identification such as a driver’s license and any funds you’d like to place in a savings account (to establish your membership with Verve).

Offer applies to loans and credit card balances at other financial institutions. $1,000 new money required on existing loans with Verve, a Credit Union. Loan or credit card terms and conditions based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Please contact us to see if your loan qualifies. Membership eligibility required. Federally insured by NCUA. Equal Housing Opportunity.