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Verve Premier Mastercard®

Our LOWEST interest rate credit card. Designed to help you reduce payments, manage costs, and pay down balances faster.

  • No annual fees
  • Contactless payments
  • Zero liability fraud protection
  • …and other Mastercard® benefits, including enhanced Identity Theft Resolution Services

QUALIFY + THEN BUNDLE to maximize your earning potential.

  1. Earn a higher checking rate with a QUALIFYING Verve Premier Checking account.    
  2. Earn a higher savings rate when you BUNDLE Verve Premier Savings with Verve Premier Checking.  

Verve Premier Checking

0.10% APY

√ with NON-QUALIFYING Verve Premier Checking


Verve Premier Savings

0.20% APY

√ when BUNDLED with NON-QUALIFYING Verve Premier Checking

Just meet these three qualifiers:

  1. Monthly ACH direct deposits totaling $500
  2. Valid email address on file
  3. Enrolled in and receive eStatements

Verve Premier Checking

0.25% APY

√ with QUALIFYING Verve Premier Checking


Verve Premier Savings

0.50% APY

√ when BUNDLED with QUALIFYING Verve Premier Checking

Get the full Verve Premier Bundle!

It’s as easy as 1-2-3.

• Verve Premier Checking
• Verve Premier Savings
• Verve Premier Mastercard®

By adding a Verve Premier Mastercard®, you’ll have a solid foundation on which to manage your money, pay for life’s necessities, and save for the future. Add any Verve credit card and we’ll waive the monthly service fee on your Verve Premier Checking account       

Bundle + Save

Verve Premier Checking

Verve Premier Mastercard®

Verve Premier Savings

Read our latest blogs to make the most of your money.

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Disclosure Information

APR = Annual Percentage Rate. 0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. After that, as of January 21, 2025, your Standard APR will be 12.40% to 21.40% depending on your credit history. This APR will vary with the market based on the Prime Rate.  No annual fee.  Consult a Verve team member for an application. Membership eligibility required. 

APY=Annual Percentage Yield. APYs accurate as of 01/21/2025. Rates may change after account is opened. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. Qualifications for higher dividend rate and ATM fee refunds are 1) ACH direct deposits totaling at least $500.00, 2) a valid email address, and 3) enrollment and receive e-statements through online banking.  Transfers between accounts do not count as a direct deposit. If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed up to $5/ATM transaction, with a $10.00 maximum credit to the account on or about the 5th day of the next month; and daily balances will earn 0.25% APY. If qualifications are not met, all balances will earn 0.10% APY. Minimum balance to avoid a $5.00 monthly Service Fee is $2,000.00 combined deposit account average daily balance or a current Verve Credit Card holder. Fees could reduce earnings on the account. Membership eligibility required. Federally insured by NCUA.

APY=Annual Percentage Yield. APYs accurate as of 01/21/2025. Rates may change after account is opened. If qualifications are met each monthly qualification cycle for Verve Premier Checking, Verve Premier Savings daily balances will earn 0.50% APY.  If qualifications are not met each monthly qualification cycle for Verve Premier Checking, Verve Premier Savings daily balances will earn 0.20% APY. Minimum balance to earn dividends is $500.00. Fees could reduce earnings on the account. Membership eligibility required. Federally insured by NCUA.

Credit Card Disclosure