Mortgage and Equity Loans

Go ahead.
Kick your shoes off.

Verve can help you pick out a home loan you can cozy up to.

Why Verve?
Get Your Loan Pronto

Bringing over 218 years of combined experience to the table when it comes to your home loan. Getting your loan couldn’t be easier.

Top 5 reasons to let Verve finance your home


More experience than the rest.

Our mortgage architects have been around the block a time or two, and bring over 218 years of combined experience to the table when it comes to your home loan. Let’s just say we’ve seen a mortgage app or two before yours.

Our really sweet “suite” process.

Our state-of-the-art, online application process provides you with 24-hour access to your loan app from start to finish without ever having to step foot in the door. But, if you prefer to take care of the paperwork in person, you can bring the whole family (really, we mean it).

Rates that will knock your socks off.

Everybody says it, but our rates are honestly some of the lowest in the area. How else could we have earned the top mortgage spot in the area?

Loan options to fit your lifestyle.

Whether you’re looking for a fixed rate, an adjustable rate or special loans for first-time homebuyers or those about to “retire” their mortgages, we’ve got a variety of styles that will fit your lifestyle and your budget like your favorite pair of jeans.

Loan approvals a handshake away.

Every mortgage is approved right here in our local offices by real people, not at some big headquarters in Timbuktu or by some online computer program. We’re big enough to provide loads of options, great rates and awesome staff, yet still small enough to treat each member like a real person—not just a number.
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Home Equity

Don’t leave your home equity lying around.

Utilizing your home equity in a loan or line of credit can be perfect for big expenses, from paying for education to funding that once-in-a-lifetime vacation.


Home equity loan

We can help you use your home’s equity to borrow the money you need at attractive rates and with flexible terms. Home equity is the difference between your home’s value and the amount of mortgage money you have already borrowed. If you have a specific need, you can use a Home Equity Loan to borrow a fixed amount of money and pay it back with scheduled payments for a set length of time. Build a deck, pay for college expenses or even buy a car!

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Home equity line of credit

Use your home’s equity to qualify for a Home Equity Line of Credit and you can have flexible spending power anytime you need it! When you apply for a Home Equity Line of Credit, you’ll be approved for a total dollar amount based on the equity in your home. Then, when you need extra cash, you can write checks from the line of credit or transfer funds from your Line of Credit (up to your credit limit) right into your checking account – no questions asked!

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Ready to save on your home loan?

We’ve streamlined the entire mortgage process to bring you a faster experience to financing your home.