A recreational vehicle loan from Verve means funding your adventures, from ATV off-roading to weekend fishing trips and camping in the great outdoors. Verve is all about living life to the fullest. We’re here to help you make the most of your free time and experience epic adventures.
APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans. No payments for 90 days offer applies to car, truck, boat, ATV, motorcycle, snowmobile, or camper loans. Loan rates, terms, and conditions, based on credit qualifications, account relationship, and approval. Rates, terms, and conditions are subject to change. Purchases or an existing loan at another financial are eligible for this offer. $5,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the 90 Day No Pay Loan. The first scheduled payment may not cover the accrued interest from 90 days of no payments. Offer may expire without notice. Cannot be combined with other offers. A floor rate for this offer exists. Please contact us to see if your loan qualifies. Membership eligibility required. Federally insured by NCUA.
Fund your adventures with Verve.
Get to the fun part faster.
A Verve Recreational Vehicle Loan puts you on the road, or wherever your adventures take you, in no time. Life moves fast and so does Verve.
Take on the world and explore.
ATVs, Jet Skis, Snowmobiles, and more!
90 payment-free days!
Take advantage of Verve's 90 Day No Pay! Everyone could benefit from a little extra money. Think what you could do with 90 payment-free days!
Titled Recreational Loans
For example: Motorcycle, boat, RV, and other titled collateral.
| Term | Interest Rate (as low as) | APR* (as low as) |
|---|---|---|
| 36-month | 4.74% | 4.91% |
| 48-month | 4.99% | 5.12% |
| 60-month | 4.99% | 5.09% |
| 72-month | 5.24% | 5.33% |
| 84-month | 6.74% | 6.82% |
*APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV < 80% for secured collateral, credit score > 725, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
Extended terms that fit your life and budget.
Sample monthly payments below are based on a new model year vehicle loan for $20,000 with $5,000 down payment (< 80% LTV).
APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV < 80% for secured collateral, credit score ≥725 for 36-, 48-, or 60-month term, credit score of ≥780 for 72- or 84-month term, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
3 YRS
$611
Assumes 4.91% APR for 36-months
4 YRS
$474
Assumes 5.12% APR for 48-months
5 YRS
$391
Assumes 5.09% APR for 60-months
6 YRS
$338
Assumes 5.33% APR for 72-months
7 YRS
$313
Assumes 6.82% APR for 84-months
Non-Titled Recreational Loans
For example: ATV, snowmobile, jet ski, and other non-titled collateral.
| Term | Interest Rate (as low as) | APR* (as low as) |
|---|---|---|
| 36-month | 4.99% | 5.16% |
| 48-month | 5.49% | 5.62% |
| 60-month | 5.49% | 5.60% |
| 72-month | 6.24% | 6.33% |
| 84-month | 7.49% | 7.57% |
*APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV ≤80% for secured collateral, credit score ≥725 for 36-, 48-, or 60-month term, credit score ≥780 for 72- or 84-month term, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
Extended terms that fit your life—and your budget—a little better.
Sample monthly payments below based on a new model year vehicle loan for $20,000 with $5,000 down payment (< 80% LTV).
APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV < 80% credit score > 725, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
3 YRS
$599
Assumes 5.16% APR for 36-months
4 YRS
$465
Assumes 5.62% APR for 48-months
5 YRS
$382
Assumes 5.60% APR for 60-months
6 YRS
$334
Assumes 6.33% APR for 72-months
7 YRS
$307
Assumes 7.57% APR for 84-months
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