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VERVE CHECKING

Manage your money + thrive financially.

Verve Optimum Checking

Highest dividends. Best perks.
Optimize your earning potential.

Verve Premier Checking

High dividends. Better perks.
Grow your money strategically.

Verve Essential Checking

FREE checking. No fees.
Build a strong financial foundation.

Find your ideal checking account and start thriving today.

Verve Optimum Checking Verve Premier Checking Verve Essential Checking
Account Qualifications for Higher Dividends + ATM Fee Refunds Monthly ACH Direct Deposit Totaling $1,000, Valid Email Address, + Enrolled in eStatements Monthly ACH Direct Deposit Totaling $500, Valid Email Address, + Enrolled in eStatements None
Dividend Rates QUALIFIED: 2.50% APY* QUALIFIED: 0.25% APY* None
NON-QUALIFIED: 0.25% APY* NON-QUALIFIED: 0.10% APY*
ATM Fee Refunds QUALIFIED: Up to $15 QUALIFIED: Up to $10 None
NON-QUALIFIED: None NON-QUALIFIED: None
Check Writing Unlimited Unlimited None
Instant Issue Debit Card
Monthly Service Fees QUALIFIED: Waived with Verve Credit Card or $10,000 Combined Deposit Account Average Balance QUALIFIED: Waived with Verve Credit Card or $2,000 Combined Deposit Account Average Balance None
NON-QUALIFIED: $15 NON-QUALIFIED: $5
Overdraft Protection None
eStatements + eAlerts
Free Online Banking
Mobile Deposit
1,000s of Free ATMs
Early Pay Availabilty
Member Service + Support

Use our money management tools to fuel your lifestyle + watch your finances grow.

Online Banking

Easily view and manage your accounts from your computer, tablet, or phone.

Direct Deposit

Authorize automatic paycheck deposits into your account of choice.

Mobile Deposit

Mobile Deposit allows you to deposit checks right from your tablet or smartphone.

Early Pay

Get access to your paycheck and other direct deposits up to two days earlier.

Alerts

Stay updated on your account activity with notifications throughout the day.

Round Up

Add a few cents to your savings with every debit card purchase with Verve Round Up.

Disclosure Information

APY = Annual Percentage Yield. APYs accurate as of 01/21/2025. Rates may change after account is opened. Fees could reduce earnings. Dividends are compound and paid monthly.