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Kids’ Savings Accounts

Money Management Learned the Verve Way.

A perfect fit for growing balances. An easy-to-manage kids’ savings account will grow as fast as your youngster. Account perks and features designed for different ages make spending and saving a no-brainer.

Tiny accounts for tiny budgets.

It’s just a $5 deposit to open a savings account for your child, and there are no minimum balance requirements as he or she starts on the journey of saving.

Link it up with your own. Easily transfer money between family accounts and check balances in online banking—all from one login.


Age 0-9

At this age, life is full of firsts.

First steps, first words, first savings account.
Starting saving early is what counts! Open a Verve savings account for your child and we’ll match the first $5!*


Age 10-15

Taking allowance to the next level.

If your tween doesn’t have a savings yet, open one now and we’ll match the first $5.* From then on, Verve’s online tools make teaching your child money management a cinch! Use our allowance tracker or savings goal tool to help your child budget and continue to save for down the road.


Age 16

Chaos-proof plastic.

Lessen the worry about your teen’s spending with customizable settings that limit the risk of the account going negative and help you keep tabs on expenses with a debit card only checking. Plus, if your teen is working a first job, he or she can deposit checks or view balances using our mobile app. Not that they need more time with their phone. Open a Verve savings account for your teen and we’ll match the first $5.*

AccountDividend RateAPY
Kids’ Account0.10%0.10%

All savings rates are stated as Annual Percentage Yield (APY). Dividends compound monthly. Minimum balance of $100 to earn dividends. Fees or other conditions could reduce the earnings on the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors.

Rates current as of May 24, 2022.