*APY=Annual Percentage Yield. APYs accurate as of 05/24/2022. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: 1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $5/ATM transaction, with a $15 maximum credited to the account on or about the 5th day of the next month; 2) balances $10,000.00 or less receive APY of 2.78%; and 3) balances of $10,000.01 and higher earn 0.10% APY. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. ATM transactions do not count toward 14 qualifying debit card transactions required to earn rewards, but any retail debit card transaction does (PIN-based or signature-based). Transfers between accounts do not count as a direct deposit. Limit one account per SSN. Membership eligibility required. Membership eligibility required with $5 pledge in savings. KickBack Checking is a ®/Registered Trademark of Verve, a Credit Union.
Verve’s KickBack Checking lets you earn up to 2.78% APY on balances $10,000.00 or less, and get up to $15 in nationwide ATM fee refunds every month if qualifications are met.
Access your money immediately with an Instant Issue debit card. You’ll walk out with your ready-to-use, EMV chip-enabled debit card the same day you open your account.
Get Your ATM Fees Refunded
$15 in nationwide ATM fee refunds every month.
Get Debit Card Instantly
We make them on the spot, no need to wait!
Earn up to 2.78% APY on balances $10,000.00 or less.