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Checking Account

KickBack Checking®

KickBack Checking, as in, “kick back and earn some money.”

  • Get Your ATM Fees Refunded
  • Get Debit Card Instantly
  • Earn Dividends!


Paid on the portion of the balance $10,000.00 or less if qualifications are met.


Paid on the portion of the balance above $10,000.00 if qualifications are met.


Paid on the portion of any balance if qualifications are not met.

Use your debit card for 14 retail transactions per month (not including ATM usage).

Get monthly eStatements, which are included in online banking.

Have a minimum of one direct deposit posted to your account each month.

*APY=Annual Percentage Yield. APYs accurate as of 11/01/2023. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: 1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $5/ATM transaction, with a $15 maximum credited to the account on or about the 5th day of the next month; 2) balances $10,000.00 or less receive APY of 3.82%; and 3) balances of $10,000.01 and higher earn 0.10% APY. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. ATM transactions do not count toward 14 qualifying debit card transactions required to earn rewards, but any retail debit card transaction does (PIN-based or signature-based). Transfers between accounts do not count as a direct deposit. Limit one account per SSN. Membership eligibility required. Membership eligibility required with $5 pledge in savings. KickBack Checking is a ®/Registered Trademark of Verve, a Credit Union.

Add KickBack Savings for even more cash back!

Earn even more with a .20% APY KickBack Savings available to anyone who has the 3.82% APY KickBack Checking.

Get KickBack Savings