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A survey from Thriving Wallet found that 90% of Americans suffer from financial stress, which negatively impacts their health, relationships, sleep, and more. Luckily, there’s a simple solution:

Healthy money habits can lead to improved financial well-being and quality of life.

At Verve, that’s exactly what we’re here to do. Help you build healthy money habits. We can help you manage your finances and stress less about money. No, we don’t have some mystical, clairvoyant sense of what the next winning Power Ball numbers will be, and we certainly know it’s not a given that you can pick up and get yourself a better-paying job. But we know that letting go of what you can’t control and focusing on what you can is a good first step toward financial peace of mind.

Let’s get started, shall we? Below are three ways Verve can help you stress less about money.

Analyze your spending and savings. Do your purchases reflect your values? Do they bring you peace of mind, or do they increase your stress? What do you need to start, stop, or continue?

There is power in being intentional and disciplined in how you manage your money. Whether it’s curbing spending or bolstering savings, a clear understanding of where your money is going will give you options to move it around in ways to benefit you in the long run. Do you really need cable and three streaming services when your emergency fund hovers near…$0? Can you cut back on meals out, the daily stop for coffee and impulse buys? Giving up a luxury or two is a small price to pay for financial peace of mind. And by the way—it feels good to be disciplined. Self-discipline has its own momentum. When you find that wave, ride it out.

Complete a budget worksheet. In this case, ignorance isn’t bliss. Knowledge builds confidence, so having a firm grasp on how much money you have coming in and how much you have going out is a simple, surefire way to alleviate stress. Ready to get started? Here’s ours.

If completing the entire worksheet in one go is daunting, start smaller. Perhaps your food budget. Maybe you’re spending too much on food. Maybe you need to look for ways to spend less. Instead of eating out, cook more meals. Instead of going out for lunch, pack your own. Small adjustments add up to big savings in the long run.

Take advantage of Verve’s best products and services. Your money should work for you. We can help you maximize your earnings or help you consolidate and pay down debt.

  • Verve’s KickBack Checking lets you earn an awesome dividend rate on balances of $10,000 or less. Plus, you get up to $15 in nationwide ATM fee refunds every month if qualifications are met.
  • One good turn deserves another. If you have KickBack Checking, you automatically qualify for KickBack Savings.
  • Want to build your savings and qualify for the chance to win cash prizes? Then Save to Win might be a great option for you. Want flexibility? Open a Save to Win savings account. Need strict structure to save? Open a Save to Win certificate account. Either way, it’s a win-win.
  • Like having info at your fingertips? Our online banking offers intuitive navigation for a convenient, accessible banking experience. For a pocket-sized version, download our mobile app.

And that’s just the beginning. Verve offers great rates on money markets, share certificates, retirement savings, and more. If you’re unsure where to begin, we offer free financial coaching, online budgeting tools, and resources to help you reduce debt and build credit.

How about it? Ready to set goals, gain confidence, and stress less about money?

Your healthy money habits start today.