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Welcome South Central Bank customers!

South Central Bank is officially Verve, a Credit Union.

We are so thankful for your loyalty and trust and look forward to continuing to serve you as Verve, a Credit Union. Read more about the acquisition here.

Helpful Resources

Our Technology is Getting a Boost.

Get all the details on Verve’s technology upgrade including what you need to do to get ready, FAQs, how-to videos and the new features and benefits.

Learn More

Online Banking

Login to Online Banking

Routing Number Changes

What you need to know

Credit Card Information

Manage your card

A Credit Union?

Learn More about Verve

Frequently Asked Questions

Read the FAQ

Bank With Us At Verve

Open an Account

Chicago-area Products

Access the product and service information you have in the past.

Routing Number Changes

Your South Central Bank account number will remain the same. Integrating Verve and South Central Bank systems will occur between April 23 – 26.

Manage Your Credit Card

How to use your new Verve account:

  • Watch for your monthly statements. Beginning February 2020, you will begin to receive monthly statements from Verve. Your home improvement account statement will be enclosed in your monthly statement mailing with your balance due. Please note: your new due date is the 28th of the month.
  • Create a Verve online banking account to view your balances. Call 800.448.9228 and select option 4 to sign up for online banking. Please note: the first time you call, we will need to ask you to confirm your Social Security number and date of birth to make sure it’s really you. Then we’ll set up a code word you can use each time you call us. After calling us, you can visit to log in to online banking.
    • Your initial username is your Verve account number.
    • Your initial password is the last four digits of the primary account holder’s Social Security number.
  • Make your payments, automatically. Log in to online banking to set up automatic payments, or call 800.448.9228 and select option 4, and a team member will help you set up automatic payments. You can also mail payments with the monthly statement you receive (be sure to note your new Verve account number on the check) to Verve, a Credit Union, P.O. Box 3046, Oshkosh, WI 54903-3046.

Personal Credit Cards

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Business Credit Cards

More Details

MasterCard® Guide to Benefits

for debit, credit + business cardholders.

View Guide

Credit Card Rewards

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Credit Union Versus a Bank: What’s the Difference?

That place or organization that helps you manage your finances and take care of banking, is it a bank or a credit union? Both provide checking and savings accounts, offer loans and have a variety of investment options, but there are a few important factors to consider.

Learn the differences between credit unions and banks.
How we're different

Why Verve?

Verve is the credit union that stands behind our name, always looking for ways to make sure you have what you need by constantly challenging ourselves to find better ways for you to take care of your money.

See the Verve difference in action