APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans. No payment for 90-day offer applies to car, truck, boat, ATV, motorcycle, snowmobile, or camper loans. Loan rates, terms, conditions, and approval based on credit qualifications and account relationship. Rates, terms, and conditions are subject to change. A floor rate for this offer exists. Purchases or an existing loan at another financial are eligible for this offer. $5,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the ‘Pumpkin Spice Loan.’ Offer valid on loan applications submitted through 10/31/2023. Cannot be combined with other offers. Please contact us to see if your loan qualifies. Membership eligibility required.