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VERVE SAVINGS

Save for the future + thrive financially.

Verve Optimum Money Market

Earn Higher Dividends with No Service Fees.

Verve Premier Savings

Save for the Future + No Service Fees.

Verve Essential Savings

Grow your money with No Hidden Service Fees.

Find your ideal savings account and start thriving today.

	Verve Optimum Money Market	Verve Premier Savings	Verve Essential Savings
Dividend Rates	BUNDLED: Up to 3.50% APY	BUNDLED: 0.50% APY	BUNDLED: 0.30% APY
Dividend Rates	NON-BUNDLED: Up to 2.50% APY	NON-BUNDLED: 0.20% APY	NON-BUNDLED: 0.10% APY
Tiered Dividend Rates Based on Daily Balances		None	None
Minimum Daily Balance	$5,000+ to Earn Dividends	$500+ to Earn Dividends	None
Monthly Service Fees	None	None	None
eStatements
eAlerts
Free Online Banking
Availability-Unlimited Withdrawals

Certificates

Earn guaranteed returns with fixed rates. Choose your term and grow your savings.

Individual Retirement Accounts (IRAs)

A flexible, safe, higher-dividend-earning retirement savings account.

Health Savings Account (HSA)

Save tax-free for qualified medical expenses now or in the future.

Name Your Savings

Automate monthly deposits toward a specific goal—with flexible budgeting to boot!

Pick Your Payout

Save with a purpose. Set a goal and select your payout month to earn a higher-rate.

Disclosure Information

APY=Annual Percentage Yield. APYs accurate as of 01/21/2025. Rates may change after account is opened. Fees could reduce earnings on the account. Qualification cycle is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. BUNDLED means a member must maintain both qualifying savings and checking account for Optimum, Premier, and Essential relationships.

VERVE OPTIMUM MONEY MARKET

If qualifications are met each monthly qualification cycle for Verve Optimum Checking, Verve Optimum Money Market will pay higher tiered dividend rates. If qualifications are not met each monthly qualification cycle for Verve Optimum Checking, lower tiered dividend rates will apply. Minimum balance to earn dividends is $5,000.00. Dividends compound monthly.

VERVE PREMIER SAVINGS

If qualifications are met each monthly qualification cycle for Verve Premier Checking, Verve Premier Savings daily balances will earn 0.50% APY. If qualifications are not met each monthly qualification cycle for Verve Premier Checking, Verve Premier Savings daily balances will earn 0.20% APY. Minimum balance to earn dividends is $500.00. Dividends compound monthly.

VERVE ESSENTIAL SAVINGS

If qualifying requirements of monthly ACH direct deposits totaling at least $250 in Verve Essential Checking, valid email address, and enrolled in and receive eStatements are met, Verve Essential Savings daily balances will earn 0.30% APY. If qualifying requirements in a Verve Essential Checking are not met, Verve Essential Savings daily balances will earn 0.10 APY. No minimum balance required to earn dividends. Dividends compound monthly.

Please inquire for qualifications for Verve Optimum, Premier, and Essential Checking accounts and request a Rate Sheet for current rates and tiers. Membership eligibility required.