Skip to main content
Auto Loan

90 Day No Pay Loan.

Save with Verve.

Get 90 payment-free days and a low rate with Verve’s 90 Day No Pay
vehicle loan. Need to refinance? We can help with that, too!

Disclosures

APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans. No payments for 90 days offer applies to car, truck, boat, ATV, motorcycle, snowmobile, or camper loans. Loan rates, terms, and conditions, based on credit qualifications, account relationship, and approval. Rates, terms, and conditions are subject to change. Purchases or an existing loan at another financial are eligible for this offer. $5,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the 90 Day No Pay Loan. The first scheduled payment may not cover the accrued interest from 90 days of no payments. Offer valid on loan applications submitted through 2/29/2024. Cannot be combined with other offers. A floor rate for this offer exists. Please contact us to see if your loan qualifies. Membership eligibility required. Federally insured by NCUA.

Loans easier than parallel parking.

Get your car or truck loan pronto.

We’ve put together a loan team capable of going from 0 to 60 in minutes! Seriously, minutes. Getting the money for your purchase is easy when you apply online or by phone at 800.448.9228. Once approved, we can have a check in your hands the same day.

Payments on cruise control.

Once approved, you can set up automatic payments so you can hit the “cruise control” on your vehicle loan. Make monthly payments from any checking account without even thinking about it. Just keep your eyes on the road.

No tickets for speeding up.

Want to speed up paying off your loan? You won’t find any speed limits here. Additional payments can be made anytime with convenient payments in person, online or via our mobile app. There are never any penalties for prepayments to your vehicle loan.

Auto Loan Rates

36 Month

As low as

6.65%

APR

48 Month

As low as

6.62%

APR

60 Month

As low as

6.59%

APR

72 Month

As low as

6.58%

APR

84 Month

As low as

8.07%

APR

APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans.

Extended terms that fit your life—and your budget—a little better.

Sample monthly payments below based on a new $20,000 vehicle.
*Assumes 6.62% APR for 48 months, 6.59% APR for 60 months, and 6.58% for 72 months, $1,000 down payment. APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans.

4 YRS

$452*

5 YRS

$373*

6 YRS

$320*