
Saving
15What is Verve Round Up?
Verve Round Up is an option available to members to help them save by transferring money from their checking to a…
What happens to my Save to Win certificate after the 12-month term is over?
After you reach the 12-month term, the Save to Win certificate will automatically be renewed for another 12-month term at…
If I need the money, is there a penalty to withdraw cash from the Save to Win account?
Yes, a $25 fee applies to early withdrawals. If early withdrawal reduces the principal balance below the minimum balance, the…
What is the dividend rate on the Save to Win account?
View the dividend rate and APY as well as account details at savetowin.com.
Is there a limit to how much money I can deposit into my Save to Win account?
No, there is no limit to how much money you can deposit during the 12-month certificate term. However, there is…
What are the Save to Win prizes?
Prizes range from $25 to $5,000 with more than $150,000 available in prizes between the Verve member-only and national prizes.
Can I win more than once with a Save to Win Account?
Yes, an individual member can win multiple times throughout the year and in consecutive drawing periods. For additional details, please…
What is “laddering” Certificates? Can I do this at Verve?
Laddering Share Certificates is an expression for using a variety of different term certificates so they come due to maturity…
Are there penalties for withdrawing from my money market account?
There is no penalty to withdrawal money but if the withdrawals leave your balance below the minimum necessary to earn dividends,…
How can I get to the next money market tier faster?
An easy way to increase your money market balance and start earning more dividends in the next tier quickly is to…
How large does my balance need to be to open a money market account?
You can open an Advantage Money Market account with as little as $1, however, you will only begin to earn…
Do you offer Health Savings Accounts?
Yes, Verve offers a Health Savings Account, or HSA, which is designed for members with high-deductible insurance plans, making it…
How many different savings accounts can I open at Verve?
Members can set up as many savings accounts as they would like, add nicknames, and set up automatic transfers all from…
How long does it take electronic payments (ACH withdrawals) to post to my account?
Any electronic payment that uses your routing and account numbers—such as a loan payment, utility bill, or a check that is…
What is Verve’s routing number?
Verve’s routing number is 275981187. You can also find it in the footer of the Verve website, online banking, as…