Borrow ResponsiblyImproving Your Credit Does holiday spending impact my credit score? The holiday season is upon us! If you’ve made your list and checked it twice, and are ready to start shopping online or in stores,…Mindy PetrackNovember 23, 2021
Borrow ResponsiblyManaging Debt 6 Common Mistakes People Make When Paying Off Debt One of the most accurate—and also most unhelpful when you are trying to get out of debt—is this tip: avoid debt in the first place.…Mindy PetrackNovember 23, 2021
Borrow ResponsiblyImproving Your Credit What is a financial coach and how do I get one? While they (typically) don’t wear whistles around their necks or make you run extra laps, like athletic coaches, financial coaches are in it to WIN.…Mindy PetrackOctober 21, 2021
Borrow ResponsiblyManaging Debt How to be Debt-Free Getting into debt can happen quickly. First, it’s an auto loan to help you get to and from work, then maybe it’s student loans or…Mindy PetrackOctober 21, 2021
Borrow ResponsiblyImproving Your Credit What’s the Difference Between a Credit Report and a Credit Score? You’ve probably heard the terms credit report and credit score. You may even have a general idea of what either one or both are. But…Mindy PetrackSeptember 20, 2021
Borrow ResponsiblyImproving Your Credit How to Decide if You Should Close a Credit Card Account You may have credit card accounts open that you don’t seem to use anymore. Maybe you just feel that you have one too many accounts,…Mindy PetrackAugust 30, 2021
Borrow ResponsiblyManaging Debt When to Refinance Loans When you decide to refinance a loan, you are taking out a new loan to pay off one or more outstanding loans. The goal of…Mindy PetrackAugust 19, 2021
Borrow ResponsiblyImproving Your Credit How to Repair Your Credit When people are looking to repair or improve their credit, many first turn to credit repair companies. But this is an expensive and complicated way…Mindy PetrackJuly 7, 2021
Borrow ResponsiblyManaging Debt 6 Tips to Avoid Overspending this Summer Summer is upon us. Restaurants, stores, entertainment venues, travel and more are beginning their return to “normal” following the pandemic. With so many exciting summer…Mindy PetrackJune 28, 2021
Borrow ResponsiblyImproving Your Credit 5 Things Most People Don’t Know About Their Credit Score There's a lot of information to keep track of when it comes to knowing and understanding your credit score. Many Americans know what their credit…Mindy PetrackJune 8, 2021
Borrow ResponsiblyImproving Your Credit How To Get a Credit Score As a High School Grad Graduating high school is a big deal and a significant accomplishment. You’re likely thinking about what the future may hold and may have a lot…Mindy PetrackMay 28, 2021
Borrow ResponsiblyManaging Debt Debt in Retirement—What you Need to Know While being in debt during retirement is likely not what you dreamed of when hanging up the proverbial hat, it happens. In fact, while the…Mindy PetrackMay 28, 2021