Just think what you could do with 90 payment-free days
The road to financing that fits your needs. With a vehicle loan at Verve, you are in control.
APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans. No payments for 90 days offer applies to car, truck, boat, ATV, motorcycle, snowmobile, or camper loans. Loan rates, terms, and conditions, based on credit qualifications, account relationship, and approval. Rates, terms, and conditions are subject to change. Purchases or an existing loan at another financial are eligible for this offer. $5,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the 90 Day No Pay Loan. The first scheduled payment may not cover the accrued interest from 90 days of no payments. Offer may expire without notice. Cannot be combined with other offers. A floor rate for this offer exists. Please contact us to see if your loan qualifies. Membership eligibility required. Federally insured by NCUA.
Loans easier than parallel parking.
Get your car or truck loan pronto.
We’ve put together a loan team capable of going from 0 to 60 in minutes! Seriously, minutes. Getting the money for your purchase is easy when you apply online or by phone at 800.448.9228. Once approved, we can have a check in your hands the same day.
Payments on cruise control.
Once approved, you can set up automatic payments so you can hit the “cruise control” on your vehicle loan. Make monthly payments from any checking account without even thinking about it. Just keep your eyes on the road.
No tickets for speeding up.
Want to speed up paying off your loan? You won’t find any speed limits here. Additional payments can be made anytime with convenient payments in person, online or via our mobile app. There are never any penalties for prepayments to your vehicle loan.
Auto Loan Rates, includes Titled Vehicles
For example: Auto, truck, motorcycle, boat, RV, and other titled collateral.
| Term | Interest Rate (as low as) | APR* (as low as) |
|---|---|---|
| 36-month | 4.99% | 5.15% |
| 48-month | 5.24% | 5.36% |
| 60-month | 5.24% | 5.34% |
| 72-month | 5.49% | 5.78% |
| 84-month | 6.99% | 7.06% |
View rates for ATV, snowmobile, jet ski, and other non-titled collateral.
Recreational Loan Rates*APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV < 80% for secured collateral, credit score > 725, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
Extended terms that fit your life—and your budget—a little better.
Sample monthly payments below based on a new model year vehicle loan for $20,000 with $5,000 down payment (< 80% LTV).
APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans, an LTV < 80% credit score > 725, active checking account or minimum deposit relationship of $10,000, and direct deposit or auto pay from a Verve account.
Federally Insured by NCUA | 
Equal Housing Opportunity |