Introductory rate of 0.00% Annual Percentage Rate (APR) is available on credit card purchases and balance transfers from another financial for new credit card holders. Introductory rate of 0.00% Annual Percentage Rate (APR) is available on credit card balance transfers from another financial for existing credit card holders. Introductory rate is for a period of six billing cycles. Offer is valid on purchases and transfer requests submitted through 1/31/2024. After the initial 6 month offer, APR will be a variable APR of 13.40% – 24.40% based on your credit worthiness. Credit card rates, terms, conditions, and approval based on credit qualifications and account relationship. Rates, terms, and conditions are subject to change. Cannot be combined with other offers. Please contact us to see if your credit card balances qualify. Membership eligibility required. Federally insured by NCUA.