Step 2 – We will call you

Sit back and relax. We’ll be contacting you shortly.

1. We have to get to know you a little better, so we’ll ask things like name, address, where you work, how much you make and we’ll also review your credit history. If you don’t have perfect credit, that’s ok. Taking time to review your situation could lead to a lower rate and we’ll always share recommendations that can help improve your current situation.

2. We need to know more about your loan that you are bringing to us. We’ll ask if you are buying or refinancing an existing loan at another financial as well as year, make, model and mileage.

3. Now that we know about you and your collateral, we can determine your best rate and a monthly payment you are comfortable with. Your rate is based on your past credit, term of the loan you are looking for, and the year of your vehicle, boat, 4-wheeler or camper.

Step 3 – Get funded

Once your application is final, you can to sign for your loan at home or using your mobile device with eSign. Or, you can schedule an appointment at the branch you prefer to review and sign for your loan.

After you sign, we’ll mail a check and pay off your higher-rate loan or credit card balance and move the loan to us from the other financial. If you’re buying new or used, we’ll cut a check that you can take to the dealership or private party.

If you’re new to Verve, bring along your identification such as a driver’s license and any funds you’d like to place in your new account.