Financial tools + resources to support you during these trying times. We got you.

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Let’s All Do This.

We know our community is facing new challenges right now due to COVID-19. Whether you’re looking for a little help with your own bills or looking for ways to free up cash for donations to help others, we’ve got loan options and payment programs that can reduce the strain on your budget today. Members can qualify for all these offers at the same time.

Verve’s loan and payment programs could free up enough money to help Verve members pump millions into our local economy when it’s needed—right now.

Our New Paycheck Replacement Loan

We know you might be faced with some tough financial decisions, so to make things easier, you can quickly secure a new loan for up to $5,000 for a 3-year term. Tack on our 90-day-no-pay option for even more peace of mind.
This is best for meeting immediate needs—like paying for groceries and other essentials. (Use this after you’ve taken advantage of our skip pay options.)
Eligible loan amount based on net pay in last 30 days. Maximum loan amount is $5,000. Fixed-rate of 3.99% Annual Percentage Rate (APR) up to 36-month term. Interest will accrue during the 90 days no pay. Membership eligibility required. Subject to credit qualification. No skip pays allowed after the 90 days.

Interest-only Personal Loan Payments

Want to make a smaller payment and free up extra cash for your personal budget? Take advantage of up to 90 days of lower, interest-only payments on any current personal loan with Verve.
This is best for when things start to get a bit tight and you need to make a little more wiggle room in your budget. We recommend doing this first before taking out our Paycheck Replacement loan.
Credit Cards and Line of Credit do not qualify. Restrictions may apply if loan is currently past due.

Interest-only Mortgage Payments

Mortgage payments can feel heavy right now. Take advantage of up to 90 days of interest-only payments on your mortgage loan with Verve to help significantly reduce your expenses during this time.
This is best for when things start to get a bit tight and you need to make a little more wiggle room in your budget. We recommend doing this first before taking out our Paycheck Replacement loan.
Additional principal would be due at maturity or payoff. Mortgages serviced by Midwest Loan Services are excluded. Home Equity Lines of Credit and Home Improvement loans do not qualify. Escrow payments are still required. Restrictions may apply if loan is currently past due.
Looking for payment relief on your loan with Midwest Loan Servicing?

Please send an email to [email protected] Include the following:

  • Your name
  • Loan number or property address
  • The best phone number to reach you

Due to a high volume of inquiries, please expect a response in 3 to 5 business days.

Financial Assistance for Businesses.

Paycheck Protection Program through the Small Business Association.

Commercial, Small Business and Nonprofits

We’re here for you during this time. Please call 800.448.9228 (Wisconsin) or 312.491.7000 (Chicago) to discuss solutions specific to your needs.

Get Help Now. – Fill out this form

Please note: Requests for interest-only payments may require up to 5 business days for processing.

*See those hands in our logo up there? That’s a symbolic metaphor. Keep practicing Social Distancing please. Thank you.