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Enjoy no payments for 90 days and a low rate.

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Enjoy no payments for 90 days when you move your car, truck, boat, ATV, snowmobile, motorcycle or camper loan to us from another financial.

Loans made easy.

Fill out the form below.

We will call you.

Get funded.

Step 1 – Fill out this form

By submitting this form to us, you’re letting us know you’d like to move an existing loan from another financial to us, or that you are buying a new or used vehicle and would like to take a low-rate loan out with us.

Have More Cake Loan has ended. Please visit our homepage for the latest promotion.

Step 2 – We will call you

Sit back and relax. We’ll be contacting you shortly.

1. We have to get to know you a little better, so we’ll ask things like name, address, where you work, how much you make and we’ll also review your credit history. If you don’t have perfect credit, that’s ok. Taking time to review your situation could lead to a lower rate and we’ll always share recommendations that can help improve your current situation.

2. We need to know more about your loan that you are bringing to us. We’ll ask if you are buying or refinancing an existing loan at another financial as well as year, make, model and mileage.

3. Now that we know about you and your collateral, we can determine your best rate and a monthly payment you are comfortable with. Your rate is based on your past credit, term of the loan you are looking for, and the year of your vehicle, boat, 4-wheeler or camper.

Step 3 – Get funded

Once your application is final, you can to sign for your loan at home or using your mobile device with eSign. Or, you can schedule an appointment at the branch you prefer to review and sign for your loan.

After you sign, we’ll mail a check and pay off your higher-rate loan or credit card balance and move the loan to us from the other financial. If you’re buying new or used, we’ll cut a check that you can take to the dealership or private party.

If you’re new to Verve, bring along your identification such as a driver’s license and any funds you’d like to place in your new account.

Offer applies to car, truck, boat, ATV, motorcycle, snowmobile or camper loans. Loan terms and conditions are based on credit qualifications and approval. Rates, terms, and conditions are subject to change. Purchases or an existing loan at another financial are eligible for this offer. $1,000 new money required on existing vehicle loans with Verve, a Credit Union. Interest will accrue with the ‘Have More Cake’ offer. Offer valid on loan applications submitted through 04/30/2019. Membership eligibility required. Cannot be combined with other offers. A floor rate for this offer exists. Please contact us to see if your loan qualifies.