Bump Rate Certificate

Crush your holiday savings goals.

Lock in higher yields now. Raise your rate later.

Open a Bump Rate Certificate

Bump Rate Certificate

$1,000 minimum to get started

13-month term at 3.30% APY

Increase your rate up to two times within the term

Why open a Bump Rate Certificate?

With rates on the rise, get a fixed rate and a guaranteed return like a traditional Certificate, with the option to increase the rate (up to two times) during your term.

Open a Bump Rate Certificate

Federally insured by NCUA. Membership eligibility required. Other terms and conditions apply. Visit a branch or https://verveacu.com/disclosures/ for account disclosures and details.

Looking for other Crush Your Savings goals this holiday season? Try our Certificate Specials, Save to Win,  and Pick your Payout.

Share Certificate Specials

Save to Win

Pick Your Payout

Share Certificate Specials

Take advantage of these great share certificate specials when you move $1,000 or more new money from another financial institution.

Length Dividend Rate APY
9-month Special 2.75% 2.78%
15-month Special 3.00% 3.04%
23-month Special 3.25% 3.30%
39-month Special 3.75% 3.82%

APY = Annual Percentage Yield. APYs accurate as of 10/10/2022. $1,000 new money required for deposit. Rates, terms and conditions are subject to change. Offer also available for IRA deposits. Penalty for early withdrawal. Membership eligibility required. View Truth in Savings – Special Shares Certificates.

$150,000+ in Prizes

Open a Save to Win account for a chance to win monthly and quarterly prizes ranging from $25 to $5,000 with $150,000+ in prizes available over the next 12 months.
Learn More
READY TO SAVE TO WIN?
Open a Save to Win Account

Pick Your Payout Savings

Whether you are saving for holiday shopping in December, a beach vacation in February, Back to School shopping in August or a new patio in June, the Pick Your Payout account is ideal for savers who’d like to have an end-date in mind. Any funds you save to this account transfer to your regular savings in the month you pick as your payout. Pick October as your payout month for holiday savings or pick February as your payout month to enjoy a vacation in March. Maintain a minimum of $100 to earn dividends.

  • Earn a higher rate when you save with a goal in mind (early withdrawal fee applies if you remove your funds before your scheduled date).
  • Save over time giving you the ability to make smart purchases.
Open an Account
Account Dividend Rate APY
Pick Your Payout 0.15% 0.15%

All savings rates are stated as Annual Percentage Yield (APY). Dividends compound annually. Minimum balance of $100 to earn dividends. Fees or other conditions could reduce the earnings on the account.  $10 fee for early withdrawals. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. View disclosures.

Rates current as of May 24, 2022.

KickBack Savings

If earning 3.04% APY for using your instantly-issued debit card with your KickBack Checking® is fantastic, then earning a better-than-average rate with a KickBack Savings account is even fantastic-er. (Trust us, it’s a word… or at least it should be.)

Add a Kickback Savings account to your KickBack Checking to earn 0.20% APY—that means even more cash for you.

Account Dividend Rate APY
KickBack Savings 0.20% 0.20%

All savings rates are stated as Annual Percentage Yield (APY). KickBack Savings is available only to holders of a KickBack Checking. Must meet monthly KickBack Checking qualifications to earn 0.20% APY. An APY of 0.10% is earned in non-qualifying months. Dividends compound monthly. Minimum balance of $100 to earn dividends. Fees or other conditions could reduce the earnings on the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. View disclosures.

Rates current as of May 24, 2022.

Get Started

Kick more cash back into your account.