Young Adult Scams

Your go-to guide to protect your future.

When thinking of fraud and scams, we traditionally think seniors or less tech savvy consumers. But you might be surprised to know that young adults are reported losing money to fraud more often that senior citizens. One of the best ways we can help stop fraud and scams is to teach how to recognize them.


Red Flags

(…we’re not just talking about your ex)


Unusual requests for personal information


Unexpected winnings or free offers


Requests for advanced payment or demands for payment


Poor quality or off-brand images or text and typos


Requests for explicit photos


Received a delivery you were not expecting


Requests to keep relationships confidential


Threats of any type or severity


Claims of urgency or an emergency


Unsolicited calls or emails from seemingly legitimate organizations


Mismatched information


Offers that are too good to be true

Not sure what you are dealing with? Ask a trusted friend or family member, your local law enforcement agency or your bank or credit union. We’re here to help.

Common scams targeting young adults


Keep an eye out for fake job listings that seem too good to be true. Scammers use these listings to access your personal information.


Giveaways are popular on social media. However, be cautious of look-alike accounts that can lure people in and con them into providing payment or personal information to win the contest.


AKA catfishing. Dating websites can be great but be cautious. Red flags here include never seeing the individual in person, requests for money and threats.


The scammer will often demand explicit photos, threaten to post the photos publicly, attempt to traffic the explicit photos and/or extort money from you.


Fake websites are created to look like an online store selling items at a huge discount. The purchased items never arrive and there is no way to contact the store.


You’re not expecting any deliveries but receive a text or email regarding a problem with your delivery containing a link.

What if I’ve been impacted by one of these? Report it to your local law enforcement agency. The more awareness we can spread, the more impact we can have in fighting fraud!

Tips to protect yourself

  • Consult with trusted family and friends.
  • Add your phone number to the National Do Not Call Registry and block unwanted calls and text messages.
  • Monitor your accounts regularly and get a copy of your credit report from com.
  • Don’t click on links or download files in unexpected texts, emails or social media messages.
  • Stay vigilant and be cautious of red flags.