*APY is the annual percentage yield. APY is effective 7/17/23 and is subject to change without notice. Minimum deposit of $5000 or $100000 to open and earn dividends on the 14-month Certificates. Certificates require new money currently not on deposit at Verve. Certificate dividends are compounded monthly. Penalties may apply to withdrawals made prior to maturity and can reduce earnings. Visit a branch or verveacu.com for details. Federally insured by NCUA. Membership eligibility required.
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$150,000+ in Prizes
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Pick Your Payout Savings
Whether you are saving for holiday shopping in December, a beach vacation in February, Back to School shopping in August or a new patio in June, the Pick Your Payout account is ideal for savers who’d like to have an end-date in mind. Any funds you save to this account transfer to your regular savings in the month you pick as your payout. Pick October as your payout month for holiday savings or pick February as your payout month to enjoy a vacation in March. Maintain a minimum of $100 to earn dividends.
- Earn a higher rate when you save with a goal in mind (early withdrawal fee applies if you remove your funds before your scheduled date).
- Save over time giving you the ability to make smart purchases.
Account | Dividend Rate | APY |
---|---|---|
Pick Your Payout | 0.15% | 0.15% |
All savings rates are stated as Annual Percentage Yield (APY). Dividends compound annually. Minimum balance of $100 to earn dividends. Fees or other conditions could reduce the earnings on the account. $10 fee for early withdrawals. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. View disclosures.
Rates current as of May 24, 2022.
KickBack Savings
If earning 3.04% APY for using your instantly-issued debit card with your KickBack Checking® is fantastic, then earning a better-than-average rate with a KickBack Savings account is even fantastic-er. (Trust us, it’s a word… or at least it should be.)
Add a Kickback Savings account to your KickBack Checking to earn 0.20% APY—that means even more cash for you.
Account | Dividend Rate | APY |
---|---|---|
KickBack Savings | 0.20% | 0.20% |
All savings rates are stated as Annual Percentage Yield (APY). KickBack Savings is available only to holders of a KickBack Checking. Must meet monthly KickBack Checking qualifications to earn 0.20% APY. An APY of 0.10% is earned in non-qualifying months. Dividends compound monthly. Minimum balance of $100 to earn dividends. Fees or other conditions could reduce the earnings on the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. View disclosures.
Rates current as of May 24, 2022.