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Tom Sitter’s love for helping people is how the dream of owning his own insurance agency began and he purchased Richard’s Insurance Agency of Oshkosh, LLC in 1996. As a small business owner, he chose CitizensFirst for his business needs because of our convenient locations and locally-provided service. Through excellent customer service and sound insurance advice for 10 years, the business outgrew its office on 20th Avenue and Tom turned to CitizensFirst once again. CitizensFirst shared the dream with Tom. Through flexible financing, he is now able to make the most out of his new office on Witzel Street by protecting the people and things we value the most.

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