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Members contribute equally to, and democratically control, the capital of the cooperative. This benefits members in proportion to the business they conduct with the cooperative rather than on the capital invested.What does it mean?
“Participation” refers to the number of different products or services members use within their credit union. Surpluses are returned to members in the form of fewer fees, more services, lower interest on loans and higher dividends on deposits. The more members “participate,” the better we can become together!